Investments & savings
Retirement plans, investment accounts and systematic savings strategies so your money works for you through the power of compound interest.
Start with your analysis →Available in IL · AZ · IN · MA · WA · WI
Raúl R. Vásquez · National Sales Director · Primerica
Your family deserves a plan. Your future deserves a legacy.
For more than 30 years, Raúl has helped Hispanic families understand how money works, protect what they love most and build a future with purpose. In English or Spanish, no jargon, no obligation.
30+years with Primerica
(since 1993)
(since 1993)
NSDNational Sales Director
Hispanic American Leadership Council
Hispanic American Leadership Council
6states licensed for
investments & savings
investments & savings
$0is what your Financial
Needs Analysis costs
Needs Analysis costs
ELGIN, IL
Raúl R. VásquezFrom Mexico to Illinois: a story of work, discipline and legacy
What we do
One place to organize your finances and protect your family
We don't sell stand-alone products. We start by understanding your situation with a Financial Needs Analysis, and from there we show you clear options.
Term life insurance
Income protection for your family at an affordable cost, following the "buy term and invest the difference" philosophy Primerica has championed since 1977.
Get a no-obligation quote →Available in IL · AZ · WI
Business opportunity
Learn the method, get licensed and build your own business part-time or full-time, with direct mentoring from Raúl and his team.
Explore the opportunity →Independent contractor · Earnings not guaranteed
Auto & home (referral)
We refer you to Answer Financial® to compare auto and homeowners insurance quotes from multiple carriers in one step.
Request a referral →Referral program · Not a direct sale
Financial education · How money works
What nobody taught you in school, explained in 5 minutes
These concepts are the foundation of every conversation with Raúl. Play with the calculator and see why time is your greatest ally.
01
The high cost of waiting
Every year you postpone saving costs more than you think. Starting today with a little is worth more than starting tomorrow with a lot.
02
Pay yourself first
Before paying bills, set aside a percentage for your future. Make saving an automatic habit, not whatever is "left over."
03
The Rule of 72
Divide 72 by your rate of return to see how many years it takes your money to double. At 8%, every 9 years.
04
Theory of decreasing responsibility
When you're young you have many responsibilities and little wealth: you need protection. Over time, your savings replace that need.
05
Debt stacking
An orderly method to eliminate debts one at a time, using each freed-up payment to accelerate the next.
Educational calculator
How much could your savings grow?
$50$200/mo$1,500
1%8.0%12%
525 years40
$0hypothetical ending value · you contributed $0 · your money doubles every 9 years
Hypothetical example for educational purposes only. It does not represent any product or guarantee returns; investments involve risk, including possible loss of principal. Assumes monthly contributions and monthly compounding, before taxes and fees.
I want my personalized analysis
"I arrived without knowing the language or the system. Today my mission is that no Hispanic family has to learn the hard way what nobody explained to me."
Raúl's story
From a forklift in a factory to leading a national team
Raúl came to Illinois from Mexico at 22. He worked whatever was available: a box factory, a boot business that didn't make it, long shifts and big dreams. In 1993 he discovered Primerica and understood something that changed his life: the problem wasn't how much he earned, but that nobody had taught him how money works.
- The beginning
Arrives in Illinois at 22. Operates a forklift at a box factory and starts a boot business.
- 1993 · Primerica
Joins Primerica, earns his licenses and begins helping families in his own community.
- Growth
Builds a team, trains new representatives and becomes a leader for the Hispanic community in Illinois.
- Today · National Sales Director
Leads Vasquez Associates from Elgin, IL. Member of Primerica's Hispanic American Leadership Council. His legacy: thousands of families with a plan.
How we work
Three simple steps to clarity
Initial conversation
A 20-minute call or visit to learn about your situation, goals and concerns. No pressure, no obligation.
Financial Needs Analysis
With your real numbers we build your FNA: a free snapshot of your protection, debt, savings and retirement, with clear options.
Your plan and follow-up
You decide. If you move forward, Raúl and his team walk with you every step and review the plan with you every year.
Your free analysis
Take the first step today: request your Financial Needs Analysis
In a single session you'll know exactly where you stand and what options you have. It's free, in your language, and it commits you to nothing.
- How much would your family need if you were gone? We calculate it together.
- How to get out of debt without earning more? We show you the method.
- How much should you save to retire with dignity? We project it with your numbers.
- Overpaying for auto or home insurance? We refer you to compare.
We meet in person in Elgin, IL and by video call in the states where Raúl is licensed.
Request your Financial Needs Analysis
Free, no obligation, in English or Spanish. We'll contact you within 24 business hours.
Learn the method
What if your next career was helping families like yours?
Raúl started with no experience, no contacts and no English. Today he trains men and women who want extra income, a new career or their own business, backed by a publicly traded company (NYSE: PRI).
Part-time or full-timeTraining & licensingDirect mentoring from RaúlHispanic communityNo inventory
I want to learn the method →
This is the path
- Discovery conversation. We see if this is for you, and you see if it's for you.
- Training and licensing. We prepare you to earn your state life insurance license.
- First steps with mentoring. You learn by doing, alongside Raúl and his team.
- Build your business. Grow at your own pace with a system proven since 1977.
Representatives are independent contractors. Earnings vary and are not guaranteed; they depend on effort, licenses obtained and qualifying sales and referrals. See Primerica's compensation disclosures.
Frequently asked questions
What people ask us
How much does the Financial Needs Analysis cost?
Nothing. The FNA is a complimentary, no-obligation service Primerica provides through its representatives. It is not a financial plan; it's a guide to help you make better decisions.
Do I have to buy something afterwards?
No. You decide. Many families just want to understand their situation; others choose to move forward with protection, savings or a plan to get out of debt. Raúl shows you options, never pressure.
Do you offer service in Spanish?
Yes. All guidance is available in Spanish or English. Raúl and his team are part of the Hispanic community in Illinois.
In which states can you help me?
Investments & savings: Illinois, Arizona, Indiana, Massachusetts, Washington and Wisconsin. Term life insurance: Illinois, Arizona and Wisconsin. If you live elsewhere, we can connect you with a licensed representative in your area.
What exactly is the "business opportunity"?
It's the possibility of becoming an independent Primerica representative, getting licensed and helping families as Raúl does, part-time or full-time. There is a one-time $99 fee for training and licensing plus personal business expenses; earnings depend on your effort and are not guaranteed.
Is Primerica a trustworthy company?
Primerica, Inc. has been listed on the New York Stock Exchange (NYSE: PRI) since 2010, was founded in 1977 and serves middle-income families across the U.S. and Canada. You can verify Raúl as a registered representative on FINRA BrokerCheck.
Elgin, IL · English & Spanish